$MoneyCalc

APR Calculator

Calculate the true annual percentage rate including fees and points.

$300,000
$
6.5%
%
360 months
months
$6,000
$

Origination, points, closing costs

APR (True Cost)
6.7%
Stated Interest Rate
6.5%
Monthly Payment
$1,896.20
Fees as % of Loan
2.0%
APR vs Rate DifferenceFee impact on effective rate
+0.20%

How it works

APR Calculator by Toolular — a free, instant, client-side calculator. Enter your numbers and get results immediately. No login, no tracking, no ads. All calculations run locally in your browser.

FAQ

Is this calculator free?

Yes. All Toolular calculators are 100% free with no login required. Your data never leaves your browser.

Disclaimer: MoneyCalc provides estimates for educational purposes. These are not financial advice. For significant decisions, consult a licensed financial advisor or tax professional.