$MoneyCalc
APR Calculator
Calculate the true annual percentage rate including fees and points.
$300,000
$
6.5%
%
360 months
months
$6,000
$
Origination, points, closing costs
APR (True Cost)
6.7%Stated Interest Rate
6.5%Monthly Payment
$1,896.20Fees as % of Loan
2.0%APR vs Rate DifferenceFee impact on effective rate
+0.20%How it works
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Disclaimer: MoneyCalc provides estimates for educational purposes. These are not financial advice. For significant decisions, consult a licensed financial advisor or tax professional.